The Latest

Choose a mortgage to meet your needs

Choose a mortgage to meet your needs

Posted in Buying / Arranging a mortgage

When you are buying a home, the type of mortgage you choose, the down payment, the amortization period and even the payments make a difference. To get you started, here is a review of the most common types of mortgages. Assumable mortgage By assuming the existing mortgage, you may be able to...


Qualifying for a mortgage

Qualifying for a mortgage

Posted in Buying / Arranging a mortgage

Applying for a mortgage is a straight-forward process. When you are prepared, it is unlikely you will receive any surprises. A mortgage lender needs information about your work history, debts and assets to establish your credit worthiness and ability for repayment. The bank will establish...


How to make the most of your mortgage

How to make the most of your mortgage

Posted in Buying / Pre-Shopping / Arranging a mortgage

While you are shopping for a new home, do not forget about your mortgage. Take the time to shop at several institutions. Compare terms, rates and payments. Small items like terms, rates and payments can cost you or save you thousands of dollars over the life of your mortgage. The following...


Shave years off your mortgage

Shave years off your mortgage

Posted in Buying / Arranging a mortgage

Whether you are buying your first home, or have been making mortgage payments for years, you may be thinking about reducing this obligation, faster. In fact, changing your term, the payment amount and even making lump sum payments could pay down your mortgage more quickly. Reduce the...


Don’t forget about these costs when buying a home

Don’t forget about these costs when buying a home

Posted in Buying / Arranging a mortgage

Buying a home is a milestone, whether it is your first, third or fourth. In addition to the price of a home, there are some other costs you’ll incur. Some of these costs are one-time fixed payments, while others represent an ongoing monthly or yearly commitment. Not all costs apply to every sale...


How to avoid the most common buyer errors

How to avoid the most common buyer errors

Posted in Buying / Viewing Homes

Shopping for a new home is an emotional experience. It is also time consuming and comes with a myriad of details. Some buyers, however, get caught up in the excitement of buying a new home and tend to overlook some items. Their home purchase turns into an expensive process. These errors...


Homebuyer: take off the rose coloured glasses and save $$$

Homebuyer: take off the rose coloured glasses and save $$$

Posted in Buying / Viewing Homes

“A home that meets my needs, at the lowest possible price,” is every homebuyer’s creed. Yet, when a home buyer goes shopping for a home, two homes compete for their dollar: a home that meets his needs, and a home that fulfills their desires. The goal is to find a home that meets these two...


What is fair market value?

What is fair market value?

Posted in Buying / Viewing Homes / Selling / Thinking of Selling?

When you are buying or selling a home, naturally, your most important concern is getting the best price. As a seller, you may have lived in your home for years. You have contributed towards the mortgage each month. You have maintained your home. And now, it is only right that you should reap...


How not to pay too much for your next home

How not to pay too much for your next home

Posted in Buying / Viewing Homes

Whether you are buying your first home, or your fifth, the process of buying a home is a detailed, time-consuming venture. At the same time, it is an emotional period laden with difficult choices. You want to ensure that the home you purchase meets your family’s needs now and in the future....


How to save money on your next move

How to save money on your next move

Posted in Buying / The Move

Very few people enjoy moving. It is a necessary job most people avoid. However, it is a necessity of life that we all face, often at many times in our lives. Moving is inconvenient. It can also be costly. In this article we will give some suggestions on how you could save a few dollars on your...


Making moving manageable

Making moving manageable

Posted in Buying / The Move

For most of us, moving ranks among our least preferable activities. There are many other things we would rather be doing. However, the work and effort involved in moving all your belongings to your new home is well worth the effort. In fact, with some advance planning, you can make your move...


When is the best time to sell your home?

When is the best time to sell your home?

Posted in Selling / Thinking of Selling?

Whether you are looking to downsize, upgrade, relocate or simply want a lifestyle change, the process of selling your home can be a positive one. As a professional Real Estate agent, my goal is to help you sell your home with little hassle, as quickly as possible and for top dollar. Before...