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REAL ESTATE UNINTENDED CONSEQUENCES

Back in British colonial days, India had a cobra problem.  The snakes were everywhere and had become a danger to humans and their domestic animals.  Thus, the governor of India placed a bounty on cobras in an attempt to eradicate the dangerous pests.  However, the bounty placed on the cobras...


What can you afford?

What can you afford?

Posted in Buying / Pre-Shopping

When preparing your budget, you will want to discuss what resources you can allocate to mortgage payments, living expenses, and other financial situations. As your Real Estate Advisor, I can either help or recommend you to a professional who can assist you in establishing a budget and...


House buying needs and wants

House buying needs and wants

Posted in Buying / Pre-Shopping

Similar to the list you develop to purchase groceries, why not develop your own list of needs and wants in a new home. This doesn’t mean you can not have what you want in your home, but rather, that you have a priority list of the most important features. You may not be able to obtain all...


Consider your present and future lifestyle

Consider your present and future lifestyle

Posted in Buying / Pre-Shopping

Before you begin shopping for your home, reviewing your lifestyle, both now and in the future will make a big difference in the type of home you may need. You will save time. You will define your goals. You are likely to find the home you want, quicker, because you will not waste your...


House hunting hints

House hunting hints

Posted in Buying / Pre-Shopping

You have established your budget. You have been pre-approved for a mortgage. You have contacted a Real Estate Professional to assist you with the purchase of a home. Now the fun, and evaluation begins. You will probably be looking at a few homes before you decide on the perfect one for your...


Your home buying team

Your home buying team

Posted in Buying / Pre-Shopping

When you are buying a home there is an entire team of professionals ready to assist you in the many details that need to be completed for a successful real estate transaction. This article explains these key people and the roles they will perform during the process.Real estate agent A real...


Purchasing Your first Home? <br>RRSPs Can Help!

Purchasing Your first Home?
RRSPs Can Help!

Posted in Buying / Pre-Shopping

Did you know that, as a first time homebuyer there is a federal program in place to assist you with the purchase of your first home?Under the Canadian federal government’s Home Buyer’s Plan, you can use up to $20,000 in RRSP savings ($40,000 per couple) to help finance the down payment on...


CMHC – helping with the Canadian dream

CMHC – helping with the Canadian dream

Posted in Buying / Pre-Shopping

[photo id="1"]As the Government of Canada’s national housing agency, Canada Mortgage and Housing Corporation (CMHC), plays a major role in Canada’s housing industry. The agency offers numerous housing services including research services, market evaluations, and access to affordable...


The 9 biggest relocation mistakes <br>and how to avoid them

The 9 biggest relocation mistakes
and how to avoid them

Posted in Buying / Pre-Shopping / Selling / Thinking of Selling?

On one hand, moving to another city can be an exciting adventure. On the other hand, it could be a stressful time if things go wrong. This report explains the 9 most common mistakes when people relocate. When you plan ahead, you will avoid these pitfalls and ensure your move is...


The benefits of buyer agency

The benefits of buyer agency

Posted in Buying / Pre-Shopping

In an ideal world, every party in a transaction would be fairly represented. When it comes to real estate, however, this may not be the case. The seller and buyer, depending upon the type of agreement with the Real Estate Professional, may not be represented equally. Many people believe that...


Solid reasons for investing in real estate

Solid reasons for investing in real estate

Posted in Buying / Pre-Shopping

If you invest in the stock market, which includes an assortment of equities, bonds, mutual funds and options, you are in for a rocky ride. 2002 will record the third straight year of losses for North America’s stock market indices. Many financial advisors suggest that if investors can not...


Mortgage overview

Mortgage overview

Posted in Buying / Arranging a mortgage

Most people who purchase a home require some financial assistance. That is, they require someone to lend them sufficient funds to cover the price of a home. Most often, this financial arrangement is handled through a bank or other institution through a MORTGAGE. A mortgage is a legally...